Ecobank USSD Code for 2025 – How to Activate and Use it Easily

If you’re an Ecobank customer in Nigeria, managing your finances just got easier with the Ecobank USSD code. This service allows you to perform a variety of banking transactions right from your mobile phone, without needing an internet connection. Here’s a detailed guide on how to use the Ecobank USSD code for your banking needs.

What is the Ecobank USSD Code?

The main USSD code for Ecobank is *326#. With this code, you can carry out several transactions, including checking your account balance, transferring money, purchasing airtime, and paying bills. It’s a convenient option, especially for those who may not have access to the internet.

How to Activate Ecobank USSD Code

Before you start using the Ecobank USSD code, you’ll need to activate it. Here’s how:

1. Dial *326# on your mobile phone using the number linked to your Ecobank account.
2. Follow the on-screen prompts to choose your Ecobank debit card or select the option to create a PIN.
3. Enter the necessary details, including your card information, and create a 4-digit PIN.
4. Confirm your PIN by re-entering it, and the activation is complete.

How to Use the Ecobank USSD Code for Transactions

Here’s a breakdown of how you can use the Ecobank USSD code for different transactions:

1. Check Account Balance

• Dial *326*0#.
• Enter your USSD PIN to view your balance.

2. Transfer Money

• Dial *326#.
• Select the “Transfer Funds” option.
• Enter the amount, recipient’s account number, and select the bank.
• Confirm the transaction with your USSD PIN.

3. Buy Airtime

• For yourself: Dial *326*Amount#.
• For others: Dial *326*Amount*Recipient’s Phone Number#.
• Confirm the purchase by entering your PIN.

4. Pay Bills

• Dial *326#.
• Select “Pay Bills” and follow the prompts to complete the payment.

5. Cardless Withdrawal

• Dial *326# and select “Cardless Withdrawal”.
• Follow the instructions to withdraw cash from an Ecobank ATM without using your card.

6. Block Account

• Dial *326*911# to block your Ecobank bank account in case of suspicious activity.

Benefits of Using Ecobank USSD Code

Using the Ecobank USSD code comes with several advantages:

• Convenience: Perform banking transactions anywhere, anytime, without needing to visit a bank.
• Accessibility: Available on all mobile phones, even without internet access.
• Security: Transactions require a PIN, ensuring your account is protected.
• Time-Saving: Transactions are completed in seconds, saving you time.

Common FAQs About Ecobank USSD Code

1. What is the USSD code for Ecobank?

• The code is *326#.

2. How can I get my Ecobank account number via USSD?

• Dial *326*0# and follow the prompts to view your account number.

3. Can I use the Ecobank USSD code without an ATM card?

• Yes, you can activate the USSD service and create a PIN without an ATM card.