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Union Bank USSD Code: Guide for Easy Banking

Ebeh Christopher by Ebeh Christopher
1 year ago
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What is the Union Bank USSD Code?

The Union Bank USSD code is *826#. You can use it to make any transaction on your Union Bank Account without Internet access. See more details below 👇

How to Register for Union Bank’s USSD Service

Before you can start using the Union Bank USSD code, you’ll need to register for the service. Here’s how:

  1. Dial *826# from the phone number linked to your Union Bank account.
  2. Follow the on-screen prompts to provide your account number.
  3. Create a secure 4-digit PIN that you’ll use for all transactions.
  4. Once registration is complete, you’ll receive a confirmation message, and you’re good to go!

How to Transfer Money Using the Union Bank USSD Code

Transferring money with Union Bank’s USSD code is incredibly straightforward:

  1. Dial *826# from your registered phone.
  2. Select the “Transfer Money” option.
  3. Choose the account you want to transfer from (if you have multiple accounts).
  4. Enter the recipient’s account number (or phone number if sending to another bank).
  5. Verify the recipient’s details to ensure accuracy.
  6. Enter the amount you wish to transfer.
  7. Confirm the transaction by entering your 4-digit PIN.
  8. You’ll receive a confirmation message once the transfer is successful.

Checking Your Union Bank Account Balance

Keeping track of your account balance is crucial for effective financial management. Here’s how you can check your balance using the USSD code:

  1. Dial *826# on your registered mobile phone.
  2. Select “Check Account Balance.”
  3. Enter your PIN for verification.
  4. You will receive an SMS with your account balance details.

Buying Airtime and Data Using the Union Bank USSD Code

Union Bank’s USSD code makes it easy to stay connected by allowing you to purchase airtime and data bundles:

  1. Dial *826# on your phone.
  2. Select the “Buy Airtime” option.
  3. Choose whether you’re buying airtime for yourself or someone else.
  4. Enter the desired amount.
  5. Confirm the transaction with your PIN.
  6. You’ll receive a confirmation message, and the airtime or data will be credited instantly.
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Applying for a Loan with Union Bank’s USSD Code

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Need quick access to funds? You can apply for a loan directly from your phone:

  1. Dial *826# on your registered mobile phone.
  2. Select the “Loans” option from the menu.
  3. Check your loan eligibility and the available loan offers.
  4. Choose the loan offer that suits your needs.
  5. Complete the loan application by providing the necessary details.
  6. Once approved, the loan amount will be credited to your Union Bank account.

Frequently Asked Questions

What is the USSD code for Union Bank?

The USSD code for Union Bank is *826#. This code allows you to perform various banking transactions, including transfers, checking your balance, and purchasing airtime.

How can I transfer money to an Opay account using Union Bank’s USSD code?

To transfer money from Union Bank to Opay:

  1. Dial *826#.
  2. Select “Transfer Money.”
  3. Enter the recipient’s Opay account number.
  4. Confirm the details and authorize the transaction with your PIN.

How do I activate Union Bank’s mobile transfer?

Visit a Union Bank branch or ATM to register for mobile banking. Once registered, you’ll receive a PIN to activate the service, which you can then use for all USSD transactions.

Rounding Up

This post was made to provide Union Bank customers with all the necessary information to take full advantage of the bank’s USSD services. By following the steps outlined here, you’ll be able to manage your finances effortlessly, all from the comfort of your mobile phone. even if you’re transferring funds, checking your balance, or applying for a loan, Union Bank’s USSD code makes banking easier and more accessible than ever.

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For a smooth and efficient banking experience, keep this guide handy and refer to it whenever you need assistance with Union Bank USSD code.

Tags: Union Bank USSD CodeUSSD
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Ebeh Christopher

Ebeh Christopher

I’m a Computer Science graduate, Web Developer, and Digital Marketer with over 14 years of experience creating easy-to-follow guides for students and learners.On GuidesCafe, I share step-by-step tutorials, exam tips, and educational updates like NYSC news, JAMB results, and scholarship opportunities to help readers make smarter academic and digital decisions.

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