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All Kuda USSD Codes and how to use them

Ebeh Christopher by Ebeh Christopher
2 years ago
in Tech Guides
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Kuda USSD Codes

Photo Credits: Kuda Help

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Kuda Bank is a digital banking platform that offers users a fast, convenient, and secure way to manage their money.

With Kuda Bank, you can perform various banking transactions right from your mobile phone, eliminating the need to visit a physical bank branch.

One of the key features of Kuda Bank is its the Kuda USSD Code (Unstructured Supplementary Service Data), which allows users to access banking services using simple codes on their mobile devices even without Internet Connection.

The Benefits of Using the Kuda USSD Code

Using the Kuda USSD code for your banking transactions offers several benefits.  Some of which includes:

1. Convenience

The Kuda USSD code allows you to access banking services from anywhere, at any time, as long as you have a mobile phone and network coverage.

You  by perform basic transactions like checking your account balance or transferring funds.

2. Time-saving

With the Kuda USSD code, you can quickly complete banking tasks without the need for lengthy paperwork or queuing at a bank.

Whether you need to top up your airtime, pay bills, or transfer funds, you can accomplish it efficiently through simple menu options and prompts.

3. Accessibility

The USSD code is designed to be user-friendly and accessible to everyone, regardless of their smartphone or internet connection.

It doesn’t require a smartphone app or internet access, making it accessible even to individuals with basic mobile phones.

4. Security

Kuda Bank takes the security of your transactions seriously.

They have implemented robust security measures to ensure that your banking information remains private and protected.

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The USSD code is encrypted, ensuring the safety of your transactions.

5. Cost-saving

The Kuda USSD code allows you to perform various banking transactions without incurring additional charges.

Instead of visiting an ATM or using third-party apps for airtime top-ups or bill payments, you can do it directly through the USSD code, saving you money on transaction fees

How to Use Kuda USSD Code

The Kuda USSD code provides quick and easy access to a range of banking services. To use the USSD code, follow these steps:

  1. Dial the USSD code: *919#
  2. Select the desired option from the menu that appears on your screen.
  3. Follow the prompts to perform specific banking transactions.

Key Features of the Kuda USSD Code:

• Account Balance Inquiry

By dialing the Kuda USSD code and selecting the appropriate option, you can check your account balance instantly.

This feature allows you to stay updated on your account balance without the need to visit an ATM or use the mobile app.

• Funds Transfer

The Kuda USSD Code enables you to transfer funds to other bank accounts conveniently.

Simply input the recipient’s bank details and follow the prompts to complete the transfer.

This feature eliminates the hassle of writing cheques or visiting bank branches for transfers.

• Airtime and Data Purchase

With the Kuda USSD code, you can easily buy airtime and data bundles directly from your bank account.

Simply select the appropriate option and follow the prompts to complete the transaction. This feature saves you time and effort, as you can top up your airtime and data without leaving your home or office.

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• Bill Payments

The Kuda USSD code allows you to pay bills conveniently without the need for multiple apps or visits to payment centers.

You can pay for utilities such as electricity, water, and cable TV subscriptions. Simply select the bill payment option, choose the service provider, and input the required details to complete the transaction.

Conclusion

The Kuda USSD code is a powerful tool that simplifies banking transactions for Kuda Bank customers.

Whether you want to check your account balance, transfer funds, buy airtime and data, or pay bills, the USSD code provides a convenient and efficient solution.

By following a few simple steps and using the *919# code, you can accomplish various banking tasks right from your mobile phone even without Internet Access just like I’ve mentioned above earlier.

So that’s it. Hope to see you Next time.

Tags: FinanceKUDA
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Ebeh Christopher

Ebeh Christopher

I’m a Computer Science graduate, Web Developer, and Digital Marketer with over 14 years of experience creating easy-to-follow guides for students and learners.On GuidesCafe, I share step-by-step tutorials, exam tips, and educational updates like NYSC news, JAMB results, and scholarship opportunities to help readers make smarter academic and digital decisions.

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